There are countless mortgage programs to fit your particular needs as a home buyer. We suggest starting with a confidential meeting with your Flournoy & Calhoun Realtor to discuss your housing needs. Through our many established contacts in the mortgage industry, your sales representative can guide you to a reliable mortgage broker.

A mortgage pre-approval process has several benefits for the home buyer:

• Pre-approval helps you find out how much money you can borrow to purchase a home. It helps you learn your unique qualification range so that you can look at houses that fit your budget;
• Pre-approval helps identify a buyer’s credit potential, with prospective buyers often discovering that they can benefit from or surmount past credit history; and
• A pre-approval letter will significantly strengthen your offer when you find the home that is right for you.  

Your Flournoy & Calhoun Realtor can assist you in evaluating your borrowing needs and in obtaining the best mortgage possible.